Disclaimer
Welcome to my site. I hope you enjoy it, and I hope that it stimulates some critical and productive thinking about finances for you. However, I am NOT an accountant, lawyer, banker, financier, finance consultant or advisor, or professionally involved in finances in any way. I take zero responsibility and cannot be held liable or responsible for anything YOU do, regardless if you read about it here. The ideas and experiences I relate here derive from common sense and personal experience. They may or may not make sense for your current financial state.
Please consult your professional financial advisor before making any changes to your finances, especially based on what you read here.